Thursday, 18 June 2020

CARV Is A Prime Candidate To Move Like UONE

Carver Bancorp, Inc. (CARV)
Open Price: $10,00
Current Price: $12.50
Gain Since Open: 25%
Target Price: $50.00
Upside Potential: 300%
Market Cap: $46 million
Shares Outstanding: 3.7 million
Float: 1.35 million

The recent Black Lives Matter movement and upcoming Juneteenth on Friday has caused a wave of support in the stock market for black-owned businesses. This has been most apparent in Urban One, Inc. (UONE), which has seen its stock move from less than $1.00 to as high as $40 and closing at $25 on Thursday. Carver Bancorp, Inc. (CARV) makes the best sympathy play to this movement and we think it could spike at high as $50 if it follows through with a similar kind of move as UONE. Though a price of $20 would be a good start. This Yahoo article called ‘Buying Black’ Spurs Huge Gains in Carver Bank, Urban One Shares shows how deeply tied the companies are in the eyes of the market at this time.

We issued a trade alert at $10 on CARV during lunch hour on Thursday. The stock proceeded to have strong buying throughout the afternoon and closed the day at $12.50, up 25% from our call and 49% on the day. It rose another 7% to $13.39 after hours. As there is growing pressure and societal interest in funding businesses owned by black Americans, CARV is a prime candidate to benefit. It's the largest bank owned by black Americans and specializes in loans to businesses within its community.




Data on UONE is inconsistent, but reviewing its latest financials shows that 38 million class D common shares (the ones tied to the UONE symbol) plus several million more series of shares. This puts its market cap over a billion dollars at Thursday's close. Compare that to CARV, which has a mere $46 million market cap at $12.50 with only 3.7 million shares outstanding and a 1.35 million float. A $50 stock price on CARV would put it at a $185 million market cap. While very high based on fundamentals, this is still just a small percentage of where UONE is now. If money is truly pouring in to support black businesses across the United States, this could be a growth opportunity for the bank that actually justifies a far higher valuation in the long term.

We are up to 900 followers despite not giving out a lot of alerts, a fact that we think is indicative of a successful, diligent and prudent stock picking history such as our call on KBSF. If you like our picks you can follow our blog by clicking the follow button on the top of the left hand panel as well as follow our Small Caps, Big Gains blog where we put up our Canadian picks. You can also follow us on Twitter @StockTradePicks which has over 4,400 followers.

Disclosure: We are long CARV

What's next for microcap stocks? TradeMiner identifies seasonal trends and market cycles, the Penny Stock Prophet and Microcap Millionaires finds the next big small cap plays in various industries while Addicted to Profits makes trades from a Canadian perspective.

There are also some good books available on microcap stocks and day trading such as:

Mastering Microcaps: Strategies, Trends, and Stock Selection (Bloomberg Professional Library)

The Little Black Book of Microcap Investing: Beat the Market with NASDAQ/AMEX Microcap Stocks, OTCBB Penny Stocks, and Pink Sheet Stocks

Microcap Magic: Why The Biggest Returns Are In Stocks You've Never Heard Of

How to Day Trade for a Living: A Beginner’s Guide to Trading Tools and Tactics, Money Management, Discipline and Trading Psychology

How to Day Trade: A Detailed Guide to Day Trading Strategies, Risk Management, and Trader Psychology

A Beginner's Guide to Day Trading Online (2nd edition)

Stock Investing for Beginners: Marijuana Stocks


Here are some other good stock market resources. This includes technical analysis and day trading, dividend stock investing, gold and commodities, sector rotation, options trading and microcap trading strategies:

The dividend stock report from dividendstocksonline.com

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